Life, Health, and Long Term Care Insurance are vital components of a sound asset protection plan for both families and businesses.

Life Insurance provides your family and loved ones with vital income protection after you're gone. When funded by life insurance, buy/sell agreements also allow businesses to continue to operate upon the untimely death of a partner. These are just two examples of many applications of life insurance available today.

Long Term Care Insurance provides coverage for care in a nursing facility or even in your own home should you or your loved one become incapacitated and unable to care for themselves. This coverage is as much for the caregiver's family as it is for the individual as the caregiver is usually a family member who ends up providing the care itself. If you haven't allocated SOME of your assets to provide for long term care, you have likely allocated ALL of your assets for long term care. To learn more about long term care, click here to see a short video.

Health Insurance provides for protection against a catastrophic illness that could end up draining a family's assets. If you do not have health insurance you are truly rolling the dice with your family's future.

Group Health Insurance premiums seem to rise each year. We know how important it is to retain good employees by providing group health insurance and we represent all the major health carriers. Whether you are a small business or a large corporation we can provide you with health plan choices that suit your own individual budget.

Our Offerings:

• Individual Health Plans
• Group Health Plans
• HSA's
• HRA's
• Long and Short Term Disability
• Long Term Care
• Permanent and Term Life Insurance
• Estate Planning
• Charitable Gifting
• Annuities
  

Insurance Tips: Get insurance tips and information from the
Insurance Information Institute.